If you are reading this, someone you love needs more help than home can give — and the first question is always the same: how much does assisted living cost? Here are the real numbers, what decides your actual price, and how families pay for it. No sales pitch: when you are ready, come see the home first. The price conversation is easier in person, with everything on the table.
The median cost of assisted living in Florida is $5,610 per month. Families relocating a parent from the Northeast are often surprised by the difference:
| State | Median / month | Median / year | Extra vs. Florida, per year |
|---|---|---|---|
| Massachusetts | $9,600 | $115,200 | $47,880 |
| Connecticut | $9,118 | $109,416 | $42,096 |
| New Jersey | $8,710 | $104,520 | $37,200 |
| New York | $7,110 | $85,320 | $18,000 |
| Pennsylvania | $6,480 | $77,760 | $10,440 |
| Florida | $5,610 | $67,320 | — |
Source: CareScout Cost of Care Survey 2025, median monthly rates for assisted living. The national median is $6,200 per month. Example of the math: Massachusetts $9,600 − Florida $5,610 = $3,990 more per month × 12 = $47,880 more per year.
Medians are a starting point, not a quote. Three things set a real price:
1. Level of care. How much help your loved one needs — bathing, dressing, medication, mobility — is the biggest factor. That is why no honest home can give a final number before evaluating the person.
2. Room type. A private room costs more than a semi-private room.
3. What is included. Meals, medication management, laundry, and care around the clock should all be inside one clear monthly price — ask any home what is not included.
At Bella Vita, the care evaluation is free and done the same day, and the result is one clear monthly price with no surprise fees. We do it in person, after you have seen the home — the way it should be.
Florida Medicaid Long-Term Care can help pay for assisted living when a resident is eligible. Bella Vita is an approved Florida Medicaid provider, contracted with Simply Healthcare, and open to single case agreements with other plans. Medicaid cases are evaluated the same way as any other — on care needs and fit — so call and ask about your specific plan.
Families also pay privately, with long-term care insurance, or with VA Aid and Attendance benefits for veterans and surviving spouses. Medicare does not pay for assisted living room and board — a common and costly misunderstanding.
How much does assisted living cost in Palm Bay?
Palm Bay follows the Florida picture above — a median of $5,610 per month statewide — with your real price set by level of care and room type after an evaluation.
What is a residential assisted living home?
A licensed assisted living facility in a house, caring for a small number of residents. Bella Vita cares for six residents, with caregivers around the clock, home-cooked meals, and medication management — a home, not a building. Rated 5.0 on Google by the families we serve.
Who runs Bella Vita?
The owner, Alejandro Cardozo, is the licensed administrator. He answers the phone himself and does the evaluations — you always know exactly who is responsible for your loved one.
Can I see the home before deciding anything?
Yes — that is exactly how we work. Start with the photos and the virtual tour, then come in person. Decisions about money come after you have seen where your loved one would live.
Photos and the full virtual tour of the home, exactly as it is:
See the home ▶ Virtual tourQuestions, or ready to visit? Call or text (407) 914-5350 — the owner answers. Or request a free consultation.